1. Paine Wetzel does not represent or endorse the accuracy or reliability of: any of the information, content or advertisements contained on, distributed through or linked, downloaded or accessed from this Website; the quality of any products, information or other materials or services displayed or obtained by you as a result of your use of this Website; or any Paine Wetzel database, materials, service or system, or any advertisement or any other information or offer contained on or referenced in this Website. You hereby acknowledge that any reliance upon any such content, information, materials, databases, systems or services shall be at your sole risk. Paine Wetzel reserves the right, in its sole discretion and without any obligation, to correct any error or omissions in this Website or any Paine Wetzel database, material, service or system.

2. Use by you of this Website or any of Paine Wetzel's databases, materials, services or systems contained in the Website is subject to all applicable laws and regulations and these terms and conditions, all of which are subject to change and revision from time to time without prior notice. From time to time, Paine Wetzel may (a) supplement or make changes to these terms and conditions, its rules of operations, access procedures, documentation and security procedures or features, (b) change the type and location of Paine Wetzel's system equipment, facilities or software, or (c) modify or withdraw any particular service or product referred to in this Website or any Paine Wetzel database, material, service or system contained or referenced in the Website. Please check these terms and conditions periodically for changes. Your use of the Website after such a change signifies your acceptance of the changed terms and conditions.

3. Without Paine Wetzel's prior written consent, which consent may be given or withheld in Paine Wetzel's sole discretion, you may not: (a) resell, sublicense, rent, lease or otherwise publicly distribute this Website or any part thereof or any Paine Wetzel database, material or service or any part or parts thereof or information contained therein, or any access thereto; (b) use your access to this Website or any of Paine Wetzel's databases, materials, services or system to export or re-export technical data in violation of U.S. export control laws and regulations; (c) use this Website or any Paine Wetzel database(s) (or information contained therein) which you access in violation of, or post any information to any Paine Wetzel owned or licensed website or database which violates any federal or state law, including data privacy laws and communication regulations and tariffs, or which infringes the intellectual property rights or misuses proprietary information of a third party or is made in furtherance of an illegal or fraudulent scheme or activity; (d) copy or transfer this Website or any Paine Wetzel database, materials or documentation, or any part thereof or information contained therein in whole or in part, except as permitted by Paine Wetzel; or (e) except as may be expressly permitted by law, modify, adapt, reverse engineer, decompile, disassemble, translate or convert any portion of this Website or any of Paine Wetzel's databases or system, or the selection, coordination or arrangement of products or services in any Paine Wetzel database or system.

4. You are responsible for obtaining, installing and maintaining all computer and communications equipment (including personal computers and modems), software, Internet access and communications services necessary to access and use this Website and any Paine Wetzel databases, materials, services and system to which you are permitted access.

5. Paine Wetzel reserves the right to terminate access or take other actions it reasonably believes necessary to comply with the law and these terms and conditions. Any access or attempt to access this Website or any Paine Wetzel database, material, service or system contained in this Website, or any information contained in any such database, for any purpose except as authorized by Paine Wetzel is strictly prohibited.

6. Access to this Website and any Paine Wetzel databases, materials, services and system contained in the Website is available to you only during such hours that the Paine Wetzel, databases and other services are operating, subject to down time due to maintenance, updates and revisions. The Paine Wetzel system ordinarily is available for use twenty-four (24) hours a day, seven days a week. Paine Wetzel reserves the right in its sole discretion to deny access to any user.

7. This Website and all Paine Wetzel databases, materials, services and system contained in the Website and all Paine Wetzel programs, systems and documentation related thereto or used therewith including without limitation code, algorithms, methods of processing and any modifications or releases, as well as any originals and copies thereof in whole or in part, and all copyrights, trademarks, patents, trade secrets and other intellectual property rights therein, are proprietary and are and shall remain the valuable and exclusive property of Paine Wetzel and its licensers and suppliers and may not be used except as specifically permitted by Paine Wetzel.

8. Paine Wetzel makes no representations or warranties that this Website is free of defects, viruses or other harmful components. Paine Wetzel will not be responsible for any damages or loss that may result from the hacking or infiltration of this Website or Paine Wetzel's computer systems. YOU HAVE THE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACKUP OF DATA AND/OR EQUIPMENT USED IN CONNECTION WITH THIS WEBSITE AND YOU AGREE TO HOLD PAINE WETZEL HARMLESS FROM, AND YOU COVENANT NOT TO SUE US FOR, ANY CLAIMS BASED ON USE OF THIS WEBSITE, INCLUDING CLAIMS FOR LOST DATA, WORK DELAYS OR LOST PROFITS RESULTING FROM USE OF MATERIALS OR CONTENT FROM THIS WEBSITE.

9. The pages on this website may contain technical inaccuracies, outdated information and typographical errors. To the extent permitted by applicable law, THIS WEBSITE AND ALL DATABASES, MATERIALS, SERVICES OR SYSTEMS CONTAINED THEREIN ARE PROVIDED "AS IS." PAINE WETZEL DOES NOT MAKE ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY WARRANTY OF NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR MERCHANTABILITY, NOR DOES IT IN ANY WAY GUARANTEE THE QUALITY, DATA CONTENT, ARTISTIC WORTH, OR LEGALITY OF DATABASES, MATERIALS, SYSTSEMS, INFORMATION, CONTENT, GOODS OR SERVICES THAT ARE TRANSFERRED, RECEIVED, OR OTHERWISE MADE AVAILABLE OR OBTAINED BY WAY OF THIS WEBSITE. PAINE WETZEL DOES NOT WARRANT THAT THIS WEBSITE OR ANY DATABASE, MATERIAL, SYSTEM OR SERVICE CONTAINED IN THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE OR WILL MEET YOUR REQUIREMENTS OR THAT DEFECTS WILL BE CORRECTED. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

10. Neither Paine Wetzel nor its suppliers, representatives or licensors will be liable for any damages of any kind or nature whatsoever resulting from your inability to make or maintain online connections to Paine Wetzel by means of the Internet.

11. IN NO EVENT SHALL PAINE WETZEL HAVE ANY LIABILITY TO YOU (INCLUDING LIABILITY TO ANY PERSON OR PERSONS WHOSE CLAIM OR CLAIMS ARE BASED ON OR DERIVED FROM A RIGHT OR RIGHTS CLAIMED BY YOU) WITH RESPECT TO ANY AND ALL CLAIMS AT ANY AND ALL TIMES ARISING FROM OR RELATED TO THIS WEBSITE OR THE SUBJECT MATTER THEREOF OR ANY DATABASE, SYSTEM, MATERIAL OR SERVICE CONTAINED IN THE WEBSITE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE.

12. You assume the responsibility to take adequate precautions against damages to your systems or operations which could be caused by defects or deficiencies in the Website or any Paine Wetzel database, material, service or system contained therein, or part thereof. You also acknowledge that electronic communications and databases are subject to errors, tampering and break-ins and that while Paine Wetzel will implement reasonable security precautions to attempt to prevent such occurrences, Paine Wetzel does not guarantee that such events will not take place. Your installation and inputs influence the output and errors in any electronic transmission or communication, and can result in substantial errors in output.

13. You also are solely responsible for ensuring that any posting or communication made by or for you to a Paine Wetzel system or database does not contain any virus or other computer software code or routine designed to disable, erase, impair or otherwise damage the system, software or data of any other user of the Paine Wetzel databases, materials, services or system. You hereby agree to indemnify, defend and hold Paine Wetzel and its vendors, representatives and licensors harmless from any liability, claim, cost or damage arising out of any claim or suit by any such user caused by such virus or code or subroutine.

14. Neither Paine Wetzel nor its vendors, representatives or licensors shall in any event be liable to you or to any third party for any lost profits, revenues, business opportunities or business advantages whatsoever, nor for any special, consequential, indirect or incidental losses, damages or expenses directly or indirectly relating to the use or misuse of this Website or any Paine Wetzel database, material, service or system contained in the Website, any computer software used therewith, the use or failure, non-compliance or limited availability of any product or service provided by any supplier, any information provided in the Paine Wetzel system or any database or any obligation under or subject matter of this Website, whether such claim is based upon breach of contract, breach of warranty, negligence, gross negligence, strict liability in tort or any other theory of relief, or whether or not Paine Wetzel is informed in advance of the possibility of such damages.

15. You shall defend, indemnify and hold Paine Wetzel and its affiliates, members, officers, employees, agents, representatives, vendors and licensors harmless from any demands, claims, actions or causes of action, assessments, losses, damages, costs, expenses and other liabilities, including but not limited to attorneys' fees and costs, arising from the unlawful or improper use of any part of Paine Wetzel's website, databases, materials, services or system, or by any third party access which is your fault or responsibility, or any other breach of these standard conditions by you or your employees, contractors or agents.

16. All notices, demands and requests by you to Paine Wetzel shall be given in writing addressed as follows: Paine Wetzel 8700 West Bryn Mawr Avenue, Suite 100S, Chicago, IL 60631 and shall be deemed to be duly given on the same business day if it is sent by electronic means (i.e., telex, electronic mail or facsimile transmission) or delivered by hand during regular business hours or on the next business day if sent or delivered outside such hours, or on the date of receipt if sent by pre-paid overnight, registered or certified mail.

17. If any part or parts of these terms and conditions are held to be invalid, the remaining parts will continue to be valid and enforceable. Nothing in these terms and conditions affects any statutory rights of consumers that cannot be waived or limited by contract. The use by you of this Website, the Paine Wetzel databases, materials, services and system and any and all other matters between Paine Wetzel and you related hereto shall be governed by applicable United States federal law and the laws of the State of Illinois, excluding its conflict-of-laws rules. You hereby agree to waive any right to a jury trial in any suit arising out of or relating to this Website or the Paine Wetzel catalogs, databases, materials, services or system. Any suit or proceeding arising out of or relating hereto must be commenced within one year from the date the right, claim, demand or cause of action being asserted first came into being. Venue for all disputes arising out of or relating to this Agreement shall be in the state and federal courts situated in Cook County, Illinois.

18. Paine Wetzel advises you to exercise discretion while browsing this Website and the Internet. Hyperlinks on this Website may direct you to sites containing information that some people may find offensive or inappropriate. Such linked Websites are not under the control of Paine Wetzel and Paine Wetzel makes no representations concerning any such Websites which you may be access via a Hyperlink from this Website, and accordingly are not responsible for the accuracy, copyright compliance, legality, legitimacy or decency of material contained in such websites which may be accessible via a Hyperlink to or from this Website or for the Hyperlink itself. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers and users are those of the respective author(s) or distributor(s) and not of Paine Wetzel. Paine Wetzel is providing these Hyperlinks to you only as a convenience and the inclusion of any Hyperlink on this Website is not and should not imply any endorsement by Paine Wetzel of such linked Websites. When you access a non-Paine Wetzel web site, please understand that it is independent from Paine Wetzel and that Paine Wetzel does not have any control over the content on that Website. With respect to any Website you access via a Hyperlink from this Website, it is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. In no event will Paine Wetzel be liable to any party or any direct, indirect, special or other consequential damages for any use of this Website, or with respect to any other hyperlinked website, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if any of them are expressly advised of the possibility of such damages.

19. You agree to comply with all applicable export laws, regulations and restrictions. Information Paine Wetzel places on or makes available through this Website may contain references or cross references to Paine Wetzel or third party products, programs and services that are not announced or available in your country. Such references do not imply that either Paine Wetzel or such third party intends to announce or make available such products, programs or services in your country. Consult Paine Wetzel or the applicable third party for information regarding any such products, programs and services. This Website may contain other proprietary notices and copyright information, the terms of which must be observed and followed. Any rights not expressly granted herein are reserved.

20. Paine Wetzel is a trademark of Paine Wetzel or its members or licensors or suppliers on this Website and such marks may not be copied or otherwise used without the prior written consent of the owner of such trademark.

21. RESTRICTED RIGHTS LEGEND. Any software that is downloaded from this Website or Paine Wetzel system for or on behalf of the United States of America, its agencies and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable. Contact Paine Wetzel 8700 West Bryn Mawr Avenue, Suite 100S, Chicago IL 60631 U.S.A.

22. COPYRIGHT NOTICE. All contents of this Website are: Copyright (c) 1996 - 2001 Paine Wetzel or its members or licensors or suppliers and are protected by international copyright law. 8700 West Bryn Mawr Avenue, Suite 100S, Chicago, IL 60631 U.S.A. All rights reserved. Last update January 15, 2001. Contact Paine Wetzel with questions or problems with this service.